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The content on Smart Dollar Guide is for general educational and informational purposes only. It is not personalized financial, investment, tax, credit or legal advice, and it should not be treated as such.

We are not licensed financial advisors, tax professionals, attorneys or broker-dealers. Before making any financial decision — including taking out a loan, applying for a credit card, investing, buying cryptocurrency or filing taxes — consider your own situation and, where appropriate, speak with a qualified professional licensed in your country or state.

Accuracy of information

We work hard to keep our articles accurate and up to date, and we cite official sources where possible. However, interest rates, fees, tax rules, product terms and laws change frequently and differ between the United States, Canada and the United Kingdom. Information may be out of date or may not apply to you. Always confirm details directly with the lender, card issuer, tax authority or other provider before acting.

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